Guarantor Certificate

Guarantor Certificate

Guarantor Certificate Lawyers in Melbourne

At Affordable Lawyers Melbourne, we provide fast, affordable, and legally sound Guarantor Certificate services to ensure you understand your obligations before signing as a guarantor. Acting as a guarantor is a serious legal responsibility — it means you’re agreeing to be personally liable if the borrower defaults on a loan. That’s why lenders require you to obtain independent legal advice and a signed certificate confirming you understand the risks.

Our experienced lawyers will guide you through the process, explain your legal responsibilities in clear language, and issue a Guarantor Certificate that meets the lender’s requirements — efficiently and affordably.

What is a Guarantor Certificate?

A Guarantor Certificate is a legal document signed by a solicitor to confirm that you, as the guarantor, have received independent legal advice before guaranteeing someone else’s loan or mortgage. Most banks and lenders require this certificate to:

  • Ensure you fully understand the risks involved
  • Protect themselves from future claims that you did not understand the agreement
  • Verify that you are entering the agreement voluntarily, without pressure or coercion

When Do You Need a Guarantor Certificate?

You may need a Guarantor Certificate when:

  • Assisting a family law (often a child) to buy their first home
  • Guaranteeing a personal loan, business loan, or investment loan
  • Providing security through your own property or savings

Our Process

At Affordable Lawyers Melbourne, we make the process easy and efficient:

  • Document Review
    We review the loan documents, including the Guarantee and any Mortgage Deeds provided by the lender.
  • Legal Advice Session
    We meet with you (in person or virtually) to explain your legal obligations, risks, and liabilities in simple terms. We ensure you’re signing voluntarily and understand all implications.

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  • Issue of Certificate
    Once you’re satisfied and ready to proceed, we issue the Guarantor Certificate and provide it to the lender or broker as required.

 

Why Choose Affordable Lawyers Melbourne?

  • Experienced & Efficient
    Our lawyers are well-versed in lender requirements and will complete your certificate quickly and correctly.
  • Fixed-Fee Pricing
    We offer clear, affordable pricing with no hidden fees — ideal for individuals and families.
  • Friendly, Personal Service
    We take the time to ensure you’re comfortable, confident, and fully informed before signing.

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  • Flexible Appointments
    Consult with us in-person, over the phone, or via video conference for your convenience.

Book Your Appointment Today

Acting as a guarantor is a generous act — but it comes with serious financial responsibility. Don’t take chances. Let Affordable Lawyers Melbourne provide you with the right legal advice and documentation you need.

Contact us today to book a fast and affordable Guarantor Certificate appointment.

Contact Details

Mobile

0420299576

Email
affordablelawyersvic@gmail.com
Address

14 Brookhouse Street Clyde North, Victoria

Enquiry Form